Why Health Reform is Necessary... People

Dear President Obama:
I am 50 years old. I was diagnosed with carcinoma in-situ 16 years ago and following my divorce 12 years ago I became self-employed. After my Cobra ran out I was able to find costly, but affordable health insurance. As a responsible individual, I have struggled to maintain my individual coverage and have increased my deductible and out of pocket-limits in an attempt to control my cost and keep my health insurance.

Last year (2009) my insurance premium was increased over 25% even though I increased my deductible and out of pocket to the highest limits available. I paid out over $6075.24 in premiums, $2415.26 for medical care, $225 in co-pays and $1500 for prescriptions. I never reached my deductible of $2500 so the insurance company only paid out a total $935.32 to my providers.

I must repeat, in 2009 my insurance company received $6075.24 in premiums and paid out only $935.32!

I have just been notified that my premium for next year 2010 has been increased over 40% to $8496.24 ($708.02 per month) !!!! This is the same insurance company I have been with for over 11 cancer free years!!!

I need your Health reform bill to help me!!! I simply can no longer afford to pay for my health care costs!!

Thanks to this incredible premium increase demanded by my insurance company, January will be my last month of insurance.

I live in the house my mother & father built in 1958 and I am so afraid of the possibility I might loose this heirloom as a result of my being forced to drop my health care insurance. The health insurance industry has not denied me insurance directly, but indirectly they have by increasing my costs. They perceive me as becoming a higher risk factor to them despite being a loyal customer. I will never be able to obtain new health insurance due to the lack of real competition.

We are talking about Anthem who apparently has no respect for your attempts to reform the health insurance industry.

Please stay focused in your reform attempts as I and many others are in desperate need of your help.

Sincerely

Natoma Canfield

Be Glad Bayh is Gone, Now Progressives Need to Fight!

Lots of news these days... First of all, people should not be so upset that Senator Evan Bayh has decided a reelection bid.  This guy is scum.  Not saying he is a bad man, but he is an obstructionist.  If you have been wondering who to be mad at over health care paralyzation, honestly you ought not blame the Republicans.  Democrats, with a supermajority have not been able to make any of the sweeping reforms that they promised.  That the people elected them to accomplish.  It is because people like Evan Bayh's wife have received millions of dollars from mega-interests like Wellpoint, a giant health insurance company.  These interests certainly expect something in return (i.e. no comprehensive health reform!).  Evan Bayh is not a "centrist" Democrat, he is a corporatist, plain and simple.  Glad to be rid of him.

The downside to his decision, however, could be that someone worse will win the seat.  This is within the realm of possibility, but hopefully Indiana progressives can rally behind a strong candidate.  Of course, the weakness of the progressive movement is a serious problem.  I can only resort to books and articles to recall a time when progressives actually cared enough to act in the streets.  Or at least to have a regular conversation on political matters.  To be informed.  Nowadays, these behaviors are considered taboo.  I know because I experience it on a regular basis.  Americans, particularly kids, are severely distracted by technology and pop culture.  Dangerously so.  We are in the 7th and 9th year of two serious wars, and who could give a damn?  During the Vietnam War college student protesters were shot and teargassed for their opposition.  Sure, we elected Obama, but if there is no substance behind the vote, then where is the change?  If there is no spirit to fight for the most important of causes, to hold Obama and Congress to the fire for health care, climate change, and financial reforms then who would expect them to happen?  Congress is terribly corrupt, so it will take a lot of pushing to get these things done.

The push is stronger than in the Bush years, but still not enough to make critical changes for our society's sake.  We need to wake up.

Time to Pressure Evan Bayh, Hoosiers!

This democracy stuff is tough business for sure. The legitimacy of the process is in a constant war with destructive media elements and corporate favoritism in Washington, and the American people have been slow to realize the game being played at their expense. If you want to get things on the right track again, participation must become the norm in American politics and ignorance can no longer be an acceptable excuse.

Today the good fight is in health care reform, and while there is an ideological debate to be had on the size and role of government, now it is time to decide for the future. I've already made my case for a robust public option tied to Medicare rates (Medicare rates are crucial in preventing private influence on the government's purchasing power. Simply, Medicare rates will let the government negotiate rates and keep the costs down), and now we need to push the politicians. My targets are now set on Senator Evan Bayh, a Democrat from my home of Indiana.

Evan Bayh represents the most typical of corporate politicians striving to maintain a centrist persona with his fiscal conservative values, tough-on-terror media tactics, and that unmistakable midwestern candor. He is not the progressive his father, Senator Birch Bayh, once was.

Regardless, my Hoosier friends and family should pay particular attention because Evan Bayh plays an especially influential role in the future of health care reform. Though Bayh has received most of his campaign funds from the finance, insurance and real estate sector (career, $4,295,250), his $1,100,536 from the health industry makes him a man for health business--not fundamental reform.

As much as I hate calling attention to these unsettling facts, it is important to know whose interests our leaders are actually serving. Evan Bayh is deeply vested in the health industry, so the people of Indiana must rise up to let him know that we will not stand for anything less than a public option!   It's time to make some phone calls to his office, and organize with others who believe in forcing the insurance conglomerates to compete in a marketplace (check out the revealing competition map).  Bayh needs to know that if he does not support real reform, he will have a tough time in the mid-term primaries.  I for one will support a real progressive in 2010, not a closeted Republican; but hopefully I won't have to.

Hoosiers, I know that you are a conservative people in general.  That you are wary of the federal government meddling in your affairs.  This a legitimate concern, and one that I often share.  But you must realize that this reform can either go for the people or against. If there is no public option, big insurance will continue raising premiums while limiting coverage.  They will continue forcing small businesses into bankruptcy, and persist in maximizing already exorbitant profits.  Our country cannot afford it, and the 45,000 people who die from lack of coverage every year didn't deserve it.  It is time for Evan Bayh to know where you stand.  He must understand that reelection is not guaranteed in 2010 because WE have the power to decide, not the insurance lobby.

call him: (202) 224-5623 (DC office); (317) 554-0750 (Indianapolis office)  
email him: http://bayh.senate.gov/contact/email/

Heather Graham Sprints Fast!

10 Worst, 10 Best: Senator Max Baucus

For a long time I've wanted to begin a series that takes a careful look at our federal representatives and their actions. As caretakers of the most powerful country in all known history, we ought to know who they are and what they stand for. When I worked in the United States Senate this Summer as legislative intern (more on that another time), I found an article in a 1970s Washington Journal that called out the best and the worst of the U.S. Senate. So today I begin a similar, albeit more timely, piece called: "10 Worst, 10 Best: Your United States Congress Exposed."

And today I begin with Senator Max Baucus, a Democrat from Helena, Montana and Chairman of the Finance Committee. Mr. Baucus earned both his B.A. and law degree at Stanford University, and went on to work for the Securities and Exchange Commission in D.C. Eventually, he returned to his home state, won a seat in the state House of Representatives, and ultimately a seat in the United States House. In 1978, the Montanian won his Senate seat; a seat that has grown stale and dank and saturated in the corrupt puss that seeps from every pore of Max Sieben Baucus.

Such a scathing judgement is undeserved by most, but let us remember that we are dealing with the United States Senate--a body representative of the most powerful interests this country has to offer. Max Baucus, in particular, has received massive campaign donations from the most invasive and influential industries. OpenSecrets.org reveals the top 5 contributors to this Blue Dog's campaigns: Lawyers/Law Firms ($1,608,823), Securities & Investment firms like Goldman Sachs ($1,480,535) Insurance ($1,190,463), Health Professionals ($1,032,276), and Pharmaceuticals/Health Products ($751,605). In total, Baucus has received $2,880,631 from the Health Care Industry and $4,710,818 from Finance, Insurance, and Real Estate sectors!

If those numbers don't bug you, check out where his former staff members work. Jeff Forbes, once Baucus's Chief of Staff, went straight to K Street when he opened a lobby firm for the health industry. David Castagnetti, another ex-chief of staff, went on to work in the insurance industry itself! Several other staff member have gone similar routes, and some (including Forbes and Castagnetti) have met with Baucus in exclusive meetings on Health Care Reform 2009.

These facts would be meaningless if big industry donors wanted nothing in return; but alas, this is the root of corruption. Of course powerful Wall Street bankers and health care hotshots want their interests protected and enhanced! As we have seen in the Bailout and TARP spending--intended to stabilize the economy--the Democrats are just as keen as Republicans in helping big business at the expense of taxpayers. And Max Baucus is in a particularly powerful position as Chairman of the Senate Finance Committee--arguably the most influential of all committees since nearly every bill that involves spending must go through it.

Now let me tell you how twisted Senator Baucus's health care reform bill is going to be. For one, the man refuses to support the Public Option, which is now the last remaining hope for true, fundamental reform...for the change we can believe in. This corporate Dem will fight any attempt to uproot the perverted and financially idiotic health care system that this country has been victim to for so many years. Instead, cooperatives have been proposed as a substitute for the public option--this is a petty appeasement, and will be destined for failure since co-ops will not have the funding to sustain themselves; eventually they will be used as "proof" that non-private health plans do not--cannot work.

Baucus's bill is being determined by his "Gang of 6" which, besides Montana Max, includes Olympia Snowe (R-Maine), Chuck Grassley (R-Iowa), Mike Enzi (R-Wyoming), Kent Conrad (D-North Dakota), and Jeff Bingaman (D-New Mexico). Seems like a lot of Republicans determining reform they do not even seem to want! Is there not a Democratic majority? In fact, Baucus has shut out certain members of the Finance Committee who do indeed support the public option! And I refuse to believe that the Gang of 6 states are representative of the entire country.

True health care reform is looking more and more unlikely by the hour, and this is largely due to the influential Baucus. How have we allowed this kind of paralyzing corruption to happen? Don't the people of Montana see that this man has little desire to represent their true needs? The needs of the country at large? Must things get bad enough that we must revolt to reform our policies and cut the puppet strings once and for all?

I refuse to believe we have reached that point, but I do know that a voter revolt is needed--that is, people like this can and must lose reelection. If change is on the horizon, it certainly will not come from hacks like Max Baucus--a man perhaps best explained by his response to single-payer advocates (a group of 8 doctors and nurses) demanding to have a seat at the table: "We need more police!"

And so it is official... Max Baucus: you, sir, are my first WORST CONGRESSPERSON

Bill Moyers: Reason on Health Care Debate